Insurance & Therapy Fees | First Response Therapy PLLC
We understand that cost and insurance can feel confusing or overwhelming. We believe understanding your options before starting therapy helps you feel more comfortable taking the first step. Our goal is to make this process as clear and straightforward as possible so you can focus on getting the support you need.
If you’re looking for a therapist in New Lenox or surrounding suburbs of Chicago, our team is happy to help you verify your insurance benefits and answer any questions before getting started, so you know what to expect.
Understanding the Cost of Therapy
Insurance
First Response Therapy PLLC is currently in-network with:
Blue Cross Blue Shield PPO
Aetna PPO
United Healthcare PPO
If you plan to use insurance, your out-of-pocket cost will depend on your specific plan, including your deductible, copay, or coinsurance.
If you’re unsure about your coverage, we can help you understand your benefits before your first session. First Response Therapy PLLC is not in-network with any HMO policies.
What You Can Expect Cost-Wise
If you’re using insurance, you may be responsible for:
A copay per session
Meeting your deductible before coverage begins
A percentage of the session cost (coinsurance)
If you have out-of-network benefits, you may be eligible for partial reimbursement depending on your plan. We can provide a monthly superbill to submit to your insurance provider for possible reimbursement.
We’re here to help you navigate these details so there are no surprises.
We accept major credit/debit cards and HSA/FSA payments. If you are uninsured or paying out-of‑pocket, a Good Faith Estimate of expected costs is available upon request.
Private Pay Rates
We also offer private pay options for clients who prefer not to use insurance. If you are not using insurance, our self-pay rates are:
Initial Intake Session: $175
Ongoing Therapy Sessions: $150
Payment is due at the time of service. All services are confidential and provided in a private, secure setting.
If you cancel, no-show, or reschedule less than 24 hours before your scheduled session, you will be charged a fee of $100.
Get Started
Starting therapy can feel like a big decision, and understanding the financial side should not add unnecessary stress. Our team is here to make the process clear so you can focus on finding the right support.
